401(k) Calculator

Project your 401(k) retirement savings with employer match, contribution limits, and compound growth.

Annual Salary ($)

Your Contribution (%)

Max $23,000/yr (2026 limit)

Employer Match (%)

e.g., 50% match up to 6% = enter 3

Current 401(k) Balance ($)

Expected Annual Return (%)

Years Until Retirement

Projected 401(k) Balance

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Your Contributions

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Employer Contributions

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Investment Growth

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Maximize Your 401(k)

Always contribute enough to get the full employer match — it's free money. For 2026, the contribution limit is $23,000 ($30,500 if age 50+). Low-cost index funds inside your 401(k) can save tens of thousands in fees over decades compared to actively managed funds.