Lenders use your DTI to decide if you can afford a loan. Calculate yours in seconds and see if you qualify for a mortgage.
| Conventional Loan | Max 36% (up to 45% with reserves) |
| FHA Loan | Max 43% (up to 50% with compensating factors) |
| VA Loan | Recommended 41% (no hard limit) |
| USDA Loan | Max 41% |
| Personal Loan | Typically <36% |